The Top Gold IRA Companies Reviewed
I have written this guide to explain the key benefits of the top five companies offering gold investments. Once you have finished reading this article, a full review is available.
Since every investor has slightly different goals and requirements, no company will be right for everyone. The best way to select the company best for your needs is to understand what each one offers.
Whether you are interested in saving for your retirement, protecting yourself from inflation or establishing a diversified portfolio, you need to work with a firm offering you excellent service and support and a variety of investment options.
Our Best Rated Gold Companies
Goldco was founded in the United States in 2006 as a precious metals firm offering Crypto and Gold IRAs. The company has become a leader in the industry due to low fees, knowledgeable service, competitive pricing and exceptional customer care.
Goldco also has one of the best buyback programs in the industry. The company has achieved the highest rating with the Better Business Bureau and Business Consumer Alliance. The client reviews are excellent.
You can purchase graded or numismatic gold and silver coins acceptable for inclusion in your precious metals IRA or have your purchase delivered to your home for personal investments.
The fee for opening a precious metals, self-directed IRA is $50. Your yearly administrative fees are based on your type of vault storage and run between $80 and $180.
Your yearly storage costs are $100 to $150 depending on whether you prefer segregated or non-segregated storage. You will be charged a wire fee of $30 to transfer funds.
The minimum investment for a Goldco IRA account is $20,000. The minimum decreases to $3,500 for non-IRA investments.
The company understands exactly how to navigate the Gold IRA tax code and provides assistance throughout the process of rolling over or opening a new IRA. You will work with an account executive to ensure your portfolio is IRS compliant.
I recommend Goldco if you are interested in owning physical investments. Diversifying your portfolio with something other than traditional stocks and bonds protects your investment from stock market vitality.
If you are getting ready to retire, you can survive a financial crisis similar to 2008 with tangible assets including gold and silver. Including precious metals in your retirement savings offers the stability necessary to enjoy the retirement you desire.
Goldco has an excellent reputation, is client-friendly, transparent and reputable. The company also offers a free gold kit providing you with a lot of essential information. As a collector or investor, you can purchase a selection of bullion and gold coins.
Augusta Precious Metals Review
Augusta Precious Metals is a Gold IRA partner offering numerous services for the protection of your retirement investment. The company offers you a team of knowledgeable experts to assist you with the IRA investment process.
The company provides you with excellent customer service, a price match guarantee for all purchases of gold and silver coins and bullion and a free portfolio review. Augusta Precious Metals ensures opening your Gold IRA is simple and efficient.
The fees are reasonable. Your account set up fee is $50, custodian maintenance is $80 and the average depository storage fee is $100 annually. Your minimum investment depends on whether you choose a Precious Metals IRA or Non-IRA.
The minimum for a Precious Metals IRA is $100,000 and a non-IRA is $50,000. You will receive assistance in purchasing physical silver and gold IRS-approved for your IRA. Depositories are available all over the United States.
I find this firm different for many reasons including a visit can be arranged with your depository if you want to view your precious metals. Since your IRA is self-directed, you remain in control of all purchasing decisions.
If you prefer physical possession, Augusta Precious Metals will deliver your personal investment directly to your door. The process to open your IRA is simple. If you have questions or require help, it will be provided.
I like the idea the company wants long-term client relationships. Once your account is opened, most of the paperwork is completed on your behalf. You can contact service professionals at any time.
The firm has several different departments to ensure all of your needs are met. Customer success agents can answer most of your questions and connect you to another department when necessary.
The gold and silver economy is carefully watched by the economic analytics department to provide you with current information by webchat or phone. This is an excellent option to identify threats and protect your savings.
All your paperwork is handled by the IRA processing department in addition to talking to your custodian. If you need help with your portfolio, portfolio support agents assist with building a personalized portfolio for your precious metals.
Order desk assistance professionals are available to help you purchase additional precious metals for your portfolio, rebalance your portfolio and administer buybacks. All of this makes Augusta Precious Metals unique.
The majority of companies I have done business with simply offer precious metals such as gold and silver. This company remains with you through the life of your portfolio. I find the efficiency and care provided reassuring.
There are many reasons I recommend conducting business with this firm. The multi-team model makes the company extremely efficient. All of the processes have been streamlined. This means you will save both money and time.
You will receive excellent advice when you make any decision regarding your portfolio and any questions you have are answered upfront and honestly.
Birch Gold Group
The firm is a precious metals brokerage headquartered in Burbank, California. The company has served clients all over the United States since 2003 through the management of Precious Metals and Gold IRAs.
The company has an A+ rating with the Better Business Bureau, an average five-star TrustLink rating and an overall rating of 4.5. You can include any combination of palladium, gold, silver or platinum in your IRA.
The priorities of Birch Gold Group are education and excellent communication. If your transfer is a minimum of $50,000, all fees are waived for the first year. The company serves as a Gold IRA custodian.
If your current custodian does not have the license required for your Precious Metals IRA, the company will assist you in setting up a custodian. Birch Gold Group only works with reputable companies including Kingdom Trust and STRATA Trust.
Both of these companies have high Better Business Bureau ratings. Your yearly maintenance fee is $80, the setup fee is $50 and your wire transfer fee $30. If you prefer, the team will help you purchase precious metals for your IRA.
Not all precious metals have received approval from the IRS for IRAs.
For this reason, I recommend allowing Birch Gold Group to help with selecting your investments.
Once your precious metals have been purchased, they are shipped and securely stored at approved depositories including Brink's Global Service. The fees for your Precious Metals IRA depend on the depository you select and your custodian.
The main company Birch Gold Group works with for secure storage is the Deleware Depository. Custodial services are performed by STRATA Trust. If you select these companies, your yearly fees are $100 and $75.
Your cost includes an all-risk policy for $1 billion in the unlikely event your precious metals are stolen. Promotional pricing is frequently offered by Birch Gold Group.
If you want a market update or have a question, you can contact a specialist at any time. Not only is this a priority, but the company has made it a policy as well. The company believes understanding the importance of diversification is essential.
You will be informed Gold IRAs are a great option for security and diversification but you will not be encouraged to invest in just precious metals. Whether you have experience with Gold IRA or not, you will receive an education.
All of your questions will be answered and communication will continue even after your purchase is complete. There are a lot of good reasons to conduct business with Birch Gold Group. The company has high ratings with independent customer review sites.
The firm has been conducting business for nearly 20 years and the minimum investment for a Gold IRA is low.
Regal Assets Review
The first thing I want to mention is Regal Assets has an AAA rating with the BCA and well over 600 positive client reviews. The company offers an extensive range of bullion products, multiple options for storage and a flat model fee.
When you open a qualifying account, all fees are waived for the first year. You have a choice of portfolios depending on your specific goals including fast profit potential and protection from inflation.
You can also select a portfolio with a higher yield for your initial investment and protection from market uncertainty and inflation. If you have a higher net worth, you can focus on accumulating wealth for the long term.
You can choose from two packages depending on if you are interested in investing in gold or silver for fast liquidation when required or securing the financial future of your family.
The flat fee for your retirement account is $250 with no delivery, storage or administrative fees for the first year. After your first year, administration fees are $100 per year and storage is $150.
Regal Assets specializes in Gold IRAs. This means the company understands the process required and will not make any of the common mistakes. If you do not provide correct tax documentation or purchase metals approved for your IRA, you can easily lose money.
At this time, I was unable to find a single complaint against the company and I was impressed by the client reviews. I also like the fact Regal Assets provides you with segregated storage at no additional cost.
If your storage is non-segregated, your bullion, precious metals, bars and coins are mixed with other investors. Although most companies offer segregated storage, it is generally at a much higher fee in addition to your annual fees.
The shipping is much quicker than with many other companies. You receive a seven-day guarantee. If your purchase does not arrive at your door within this time, you will receive a Silver American Eagle coin free.
As with the other companies, there are specific reasons I recommend Regal Assets. First, the fees are very reasonable and revealed upfront. If you want to sell your precious metals back to the company, a buy-back program is available.
The client feedback is exceptional. Most of the reviews I read emphasized the professional and friendly level of service received. The company is stable with a good reputation and provides all assistance required.
The best reason to invest is Regal Assets goes above and beyond to make certain your investments have the best possible growth potential. Whether you are investing in your future, diversifying your portfolio or purchasing directly, this company delivers.
Noble Gold Investments
Noble Gold Investments was founded by two veterans in the industry. They believe 100 percent client satisfaction is essential, all clients are entitled to an education and have run a successful company since 2017.
Noble Gold is a full-service Gold IRA and precious metals firm located in Pasadena, California. The company was founded by Collin Plume and Charles Thorngren. The firm has established an excellent reputation within the industry.
The company offers you exceptional customer service, satisfaction and a good education. The minimum investment is low, annual fees are extremely reasonable and the client reviews are outstanding.
The company has earned an A+ rating with the Better Business Bureau and has established 4.5 out of five possible stars as the overall RI rating. The client reviews are good, with many discussing the excellent service received.
If you are interested in diversifying your portfolio, Noble Gold Investments offers you the option of a Precious Metals IRA. You can invest in a full range of precious metals including platinum, palladium, silver and gold.
You can invest in precious metals according to different categories of weight. The company recommends different types of metals including palladium due to the scarcity. This can offer you a better return.
The company does not try to force any purchase and takes the goals of its clients seriously. You make the final decision regarding all investments while receiving excellent advice and recommendations from an experienced team.
The fees are competitive and include a one-time fee of $50 to set up your account. The cost of a wire transfer is $30. The annual fees include $100 for insurance and storage and $80 for management.
When you make an investment, you have three different options, opening a Silver IRA, opening a Gold IRA or purchasing precious metals directly from the company. The annual fees for a Silver or Gold IRA are $225.
The minimum investment for a Silver or Gold IRA is $2,000. If your concern is another stock market crash or a global emergency, purchasing precious metals is recommended. One of the reasons Noble Gold is unique is they offer Royal Survivor Packs.
These packs contain the most well-known and popular precious metals. The company offers them to help you prepare for whatever might happen in the future. All of the precious metals included are easy to liquidate in case of an emergency.
Noble Gold received an A+ rating from the Better Business Bureau and Consumer Affairs awarded the firm a five-star rating. The rollover process is one of the easiest in the industry.
Even though you will not be able to complete the process online, approximately 90 percent can be accomplished in less than 10 minutes. Noble Gold is offering many of the most highly desirable silver and gold collectible coins.
Every collectible coin receives certification through Professional Coin Grading Service. In some instances, The Numismatic Guarantee Corporation is used as well. Both are reliable organizations with excellent reputations.
All of the coins you purchase are delivered in a sealed container to ensure proper protection and include a serial number. If you purchase a coin package containing four pieces, you will receive a mahogany collector's box.
One of the reasons I recommend Noble Gold is anyone interested in opening a Precious Metals IRA can receive free information regarding the rollover process. All you need to do is visit the official website.
From there, you can download your copy of a Gold IRA guide for free directly from the website. I also like the idea the company includes all IRA fees on its website. The company provides a wide range of precious metals for investment.
You can be assured your Gold IRA will be set up quickly and your precious metals are received fast. The buy-back program ensures you can sell your precious metals back to the company with no issues.
I need you to understand that I am not qualified to provide advice regarding your financial investments. I recommend consulting with an accountant before you conclude any financial agreement.
Our review pages are simply a guide to help you locate the best company for your individual needs and goals.
I hope my reviews have given you a good insight into what is available to help you with your Gold investment.